Terms of Use

Please read these terms carefully before using our services.

Last updated: January 21, 2026

Acceptance

By accessing or using this website, you agree to these Terms of Use. If you do not agree, do not use the website.

Services and no guarantees

We provide credit education, dispute organization, and support services. Outcomes depend on your credit file and third parties such as bureaus and creditors, so we do not guarantee removals or score increases.

Consultations, communications, and consent

By submitting a form or requesting a consultation, you authorize us to contact you by phone, email, or SMS, including automated or prerecorded messages. Consent is not required to purchase services and you can opt out at any time.

Educational content

Information on this site is for general education and marketing purposes only and does not constitute legal, financial, or tax advice. You should consult a qualified professional before making decisions.

User responsibilities

You agree to provide accurate information, keep your credentials safe, and use the site lawfully. You are responsible for maintaining your own records and reviewing any documents we provide.

Payments and cancellations

Our credit repair service requires an initial setup fee of $149.95, which is non-refundable. After a 30-day period, a monthly subscription of $99.95 will be charged automatically. You may cancel your subscription at any time by contacting us via email or phone. No long-term contracts are required.

Intellectual property

All content on this site is owned by UniMas or its licensors and may not be copied or reused without written permission.

Limitation of liability

To the maximum extent permitted by law, UniMas is not liable for indirect, incidental, or consequential damages related to use of the website or services.

Changes to these terms

We may update these Terms from time to time. Continued use of the site after changes means you accept the updated Terms.

Contact

Email: unimas2026plus@gmail.com • Phone: +1 (866) 270-1661